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Regulation E requires that preauthorized electronic fund transfers from a consumer's account be authorized “only by a writing signed or similarly authenticated by the consumer.
In addition, if a lender wishes to obtain permission to initiate ongoing payment transfers from a consumer whose account has already been subject to two consecutive failed attempts, the Bureau believes it is important to require the lender to obtain the consumer's agreement to the specific terms of each future transfer from the outset, rather than to provide for less specificity upfront and rely instead on the fact that under proposed § 1041.
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- then they pay taxes on those earnings and then they spend whats left.
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