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However, payday installment loans are more expensive than small consumer loans, with APRs running as high as 400%.
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Interest rates are fixed at 5 percent and begin at the time of repayment, which typically begins 9 months after you graduate, withdraw or reduce your credit load to below half-time.
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A typical fee for a Payday Loan is $15 per $100 borrowed, which is an annual percentage rate of 391.
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