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Depending on the extent to which borrowers who have loan sequences cut off by the three-loan limit would return to borrow again after the 30-day period following the third loan, the estimated impact of the lending restrictions on loan volume varies from 55 to 62 percent, and the estimated impact on lender revenue varies from 71 to 76 percent.The disclosures could be provided through electronic delivery as long as the requirements of proposed paragraph 15(a) are satisfied, instant payday loans.
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Second, the proposed conditional exemption for covered short-term loans is consistent with the Bureau's statutory objective under Dodd-Frank Act section 1021 of ensuring that consumers are protected from unfair or abusive acts and practices.
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