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They stated that's a "payoff amount.
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Payday lenders commonly seek court judgments and garnish wages for people who default.
Additionally, the loss rates on storefront payday loans—the percentage or amounts of loans that are charged off by the lender as uncollectible—are relatively high.
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Breaks the cycle of debt by ensuring that any borrower choosing to use a payday loan is completely out of debt after 180 consecutive days of indebtedness;
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