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The proposal would benefit firms that apply to become registered information systems by requiring lenders to furnish information regarding most covered loans to all registered information systems and to obtain a consumer report from a registered information system before originating most covered loans.
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Legitimately (IThe Bureau is proposing a broader definition than in Regulation Z for many of the same reasons discussed in the section-by-section analyses of proposed §§ 1041, instant payday loans.
An unsecured loan is a loan given to someone without any security or collateral.
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