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Remember that followers can be ordered to pick up items from chests or lying around that exceed their carry weight limit, these items will simply be tagged as stolen.
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Note that it is our view that without a revision to the rule, it would be prudent for creditors to view the rule as requiring that when the prior Loan Estimate was issued when the rate was floating and the rate is then locked, the creditor must issue the revised Loan Estimate when the rate is locked (even if the lock occurs before a written confirmation or agreement is sent).
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