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For preauthorized (recurring) electronic fund transfers, EFTA grants consumers a right to stop payment by issuing a stop payment order through their depository institution.
Its frustrating to be taken advantage of and not cared enough about to not be lied to.
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Although the Bureau's consumer testing indicates that consumers generally have a strong commitment to repaying their legal obligation, a consumer who has already experienced two consecutive failed payment attempts and incurred well over $100 in related fees may at that point consider either closing down the account or attempting to stop payment or revoke authorization as the only other options to avoid further fee-related injury.
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I took out a collateralized loan against my Mercedes last year.
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