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Alternatively, these lenders may charge a rate that is no more than 1 percent above the 90-day commercial paper rate in effect at the Federal Reserve Bank in the Federal Reserve district in which the lender is located (whichever is higher).
There are no restrictions on the interest rates payday loan companies can charge, although they are required by law to state the effective annual percentage rate (APR).
To learn more about what current rates are on these products, visit the Another strategy often used by investors is to use a small bit of their home equity to fund the down payment on their investment property.
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She does, however, have a lot of available equity in her own primary house (she owes $50,000, but the home is worth $100,000).
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