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Andrew Weber CSLC Hi Tana, this sounds like a federal student loan based on what you mentioned about the $5 a month to get out of default (which sounds like federal loan Rehabilitation) and taking your tax return (which is only possible for federal loans in default).
A lender contemplating a new covered loan would require information concerning the consummation date of outstanding or prior loans to determine whether an outstanding loan or prior loan is or was part of a loan sequence and, if so, the chronology of the outstanding loan or prior loan within the sequence (for example, whether the outstanding prior loan was the second or third loan in the sequence).
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People in this financial category often struggle when an unexpected expense comes – like a hospital bill or repair by car.
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If these attempts are unsuccessful, store personnel at either the storefront level or at a centralized location will then generally engage in collection activity.
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