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Even if there is room in your monthly budget to pay for medical attention, Your emergency fund should be liquid, meaning you need to keep it in a place where you can get to it easily and quickly.
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Until today, that is, when we learned that - as expected - there has been a spike in online loan defaults by US consumers, sending a shockwave through the online lending industry: a group of online loans that were packaged into bonds is going bad faster than lenders and bond underwriters had expected even after the recent volatility in the P2P market, in what Bloomberg dubbed was "the latest sign that some startups that aimed to revolutionize the banking industry underestimated the risk they were taking.
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Most home equity lenders will allow you to borrow up to 80 percent of the available home equity in your property.
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