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The agency "has gotten increasingly more comfortable" using its enforcement authority to alter industry behavior, said Isaac Boltansky, an analyst in Washington with Compass Point Research & Trading.
For example, if the lender attempts to deliver a notice through text message three days before the transfer date and the lender receives a response indicating that the consumer's phone number is out of service, the lender would not have sufficient time before the scheduled payment transfer date to deliver to payment notice by mail according to the timing requirements in proposed § 1041.
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July 19, 2010 at 9:58 pm
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Contrary to what you might see online or in the media, the federal government does not offer grants or “free money” to individuals to start a business, or cover personal expenses.
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