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Genesee Regional Bank is located in Rochester, NY and focuses on community-based financial services like business loans, residential mortgages and real estate financing.
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Credit unions are a great option; while they're perceived as exclusive, their interest rates are typically lower than many banks and they're more likely to examine a subprime applicant's circumstances and make exceptions if problematic Don't overlook the bank where you have a savings or checking account.
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Floating rate loans change regularly in interest rate, so you will pay a different amount as your repayment each month.
Please also keep in mind that wire transfers are made only within standard banking hours.
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