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If things are very bad and you cant manage day to day living expenses like food and bills then you could apply to a local welfare assistance scheme.
We have access to some non conforming lenders who may lend you up to 80% of the property value if you have less than 12 months business/trading history, A higher interest rate will be incurred but once you have a trading history you will be able to refinance into a cheaper traditional loan.
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